Self-service approval prep

Get your application documents ready before someone asks twice.

ApprovalPrep helps you prepare clear, truthful letters, checklists, and document packets for credit questions, rental applications, income verification, loan reviews, business funding, and everyday paperwork issues.

Choose the situation, answer plain-language prompts, download your files, review them, and send them yourself when ready.

No account requiredNo stored letter answersPDF + editable DOCXStripe-verified downloadYou send it yourselfSelf-service only

$0 starting point

Start for $0 before you buy anything.

Use the free Letter Writing Studio to organize your facts, build a first-pass draft, and see which ApprovalPrep kit fits your situation. Your answers stay in your browser. ApprovalPrep does not store your draft, upload your documents, or charge you to start.

What you can do for free

  • Start for $0 before you buy anything.
  • No account, no upload, no payment required.
  • Your answers stay in your browser.
  • Create a first-pass draft you can copy or download as plain text.
  • See which paid kit gives you the full templates, examples, checklists, and review steps.

Compare kits

Not sure which one fits? Compare the common paths.

ProductBest forIncludesPrice
Letter of ExplanationOne clear explanation letterLetter structure, prompts, examples, self-review checklist$39
Income + Employment Letter KitWork, income, employment gaps, job changesEmployment verification, proof of income, self-employment, gap letters$59
Credit Letter KitDIY credit letters and follow-upDispute, goodwill, late payment, validation, follow-up letters$59
Rental Application KitApartment and rental applicationsRental checklist, cover letter, income/rental history explanations$129
Complete ApprovalPrep BundleThe full self-service libraryEvery current kit, checklist, guide, and letter packet$249

30+ self-service documents

Eight paid kits cover the full ApprovalPrep offering universe.

Letter of Explanation

9 self-service tools included

credit explanation letter

You need a self-service credit explanation letter you can prepare with truthful facts before you send your paperwork.

income gap explanation letter

You need a self-service income gap explanation letter you can prepare with truthful facts before you send your paperwork.

employment gap explanation letter

You need a self-service employment gap explanation letter you can prepare with truthful facts before you send your paperwork.

address history explanation letter

You need a self-service address history explanation letter you can prepare with truthful facts before you send your paperwork.

rental issue explanation letter

You need a self-service rental issue explanation letter you can prepare with truthful facts before you send your paperwork.

late payment explanation letter

You need a self-service late payment explanation letter you can prepare with truthful facts before you send your paperwork.

bank statement explanation letter

You need a self-service bank statement explanation letter you can prepare with truthful facts before you send your paperwork.

life event explanation letter

You need a self-service life event explanation letter you can prepare with truthful facts before you send your paperwork.

general application explanation letter

You need a self-service general application explanation letter you can prepare with truthful facts before you send your paperwork.

See Letter of Explanation

Income + Employment Letter Kit

6 self-service tools included

employment verification letter

You need a self-service employment verification letter you can prepare with truthful facts before you send your paperwork.

proof of income letter

You need a self-service proof of income letter you can prepare with truthful facts before you send your paperwork.

self-employment income letter

You need a self-service self-employment income letter you can prepare with truthful facts before you send your paperwork.

job change letter

You need a self-service job change letter you can prepare with truthful facts before you send your paperwork.

gap in employment letter

You need a self-service gap in employment letter you can prepare with truthful facts before you send your paperwork.

bank statement explanation letter

You need a self-service bank statement explanation letter you can prepare with truthful facts before you send your paperwork.

See Income + Employment Letter Kit

Credit Letter Kit

7 self-service tools included

credit dispute letter

You need a self-service credit dispute letter you can prepare with truthful facts before you send your paperwork.

late payment explanation letter

You need a self-service late payment explanation letter you can prepare with truthful facts before you send your paperwork.

goodwill letter

You need a self-service goodwill letter you can prepare with truthful facts before you send your paperwork.

pay-for-delete request letter

You need a self-service pay-for-delete request letter you can prepare with truthful facts before you send your paperwork.

debt validation letter

You need a self-service debt validation letter you can prepare with truthful facts before you send your paperwork.

credit report error checklist

You need a self-service credit report error checklist you can prepare with truthful facts before you send your paperwork.

credit bureau follow-up letter

You need a self-service credit bureau follow-up letter you can prepare with truthful facts before you send your paperwork.

See Credit Letter Kit

Rental Application Kit

9 self-service tools included

apartment application checklist

You need a self-service apartment application checklist you can prepare with truthful facts before you send your paperwork.

rental cover letter

You need a self-service rental cover letter you can prepare with truthful facts before you send your paperwork.

rental history explanation

You need a self-service rental history explanation you can prepare with truthful facts before you send your paperwork.

income explanation for renters

You need a self-service income explanation for renters you can prepare with truthful facts before you send your paperwork.

employment verification request

You need a self-service employment verification request you can prepare with truthful facts before you send your paperwork.

proof of income checklist

You need a self-service proof of income checklist you can prepare with truthful facts before you send your paperwork.

landlord follow-up letter

You need a self-service landlord follow-up letter you can prepare with truthful facts before you send your paperwork.

move-in document checklist

You need a self-service move-in document checklist you can prepare with truthful facts before you send your paperwork.

renter document packet

You need a self-service renter document packet you can prepare with truthful facts before you send your paperwork.

See Rental Application Kit

Loan Prep Letter Kit

8 self-service tools included

auto loan explanation letter

You need a self-service auto loan explanation letter you can prepare with truthful facts before you send your paperwork.

mortgage explanation letter

You need a self-service mortgage explanation letter you can prepare with truthful facts before you send your paperwork.

personal loan explanation letter

You need a self-service personal loan explanation letter you can prepare with truthful facts before you send your paperwork.

income explanation letter

You need a self-service income explanation letter you can prepare with truthful facts before you send your paperwork.

credit explanation letter

You need a self-service credit explanation letter you can prepare with truthful facts before you send your paperwork.

bank statement explanation letter

You need a self-service bank statement explanation letter you can prepare with truthful facts before you send your paperwork.

loan document checklist

You need a self-service loan document checklist you can prepare with truthful facts before you send your paperwork.

lender follow-up letter

You need a self-service lender follow-up letter you can prepare with truthful facts before you send your paperwork.

See Loan Prep Letter Kit

Business Funding Prep Kit

8 self-service tools included

business loan explanation letter

You need a self-service business loan explanation letter you can prepare with truthful facts before you send your paperwork.

SBA document checklist

You need a self-service SBA document checklist you can prepare with truthful facts before you send your paperwork.

business income explanation

You need a self-service business income explanation you can prepare with truthful facts before you send your paperwork.

cash flow explanation

You need a self-service cash flow explanation you can prepare with truthful facts before you send your paperwork.

bank statement explanation

You need a self-service bank statement explanation you can prepare with truthful facts before you send your paperwork.

business address verification

You need a self-service business address verification you can prepare with truthful facts before you send your paperwork.

use of funds explanation

You need a self-service use of funds explanation you can prepare with truthful facts before you send your paperwork.

lender follow-up letter

You need a self-service lender follow-up letter you can prepare with truthful facts before you send your paperwork.

See Business Funding Prep Kit

Life Admin Letter Kit

8 self-service tools included

address verification letter

You need a self-service address verification letter you can prepare with truthful facts before you send your paperwork.

proof of residency letter

You need a self-service proof of residency letter you can prepare with truthful facts before you send your paperwork.

name/address explanation

You need a self-service name/address explanation you can prepare with truthful facts before you send your paperwork.

identity document checklist

You need a self-service identity document checklist you can prepare with truthful facts before you send your paperwork.

school/employer request letter

You need a self-service school/employer request letter you can prepare with truthful facts before you send your paperwork.

benefits explanation letter

You need a self-service benefits explanation letter you can prepare with truthful facts before you send your paperwork.

utility/account explanation letter

You need a self-service utility/account explanation letter you can prepare with truthful facts before you send your paperwork.

general records request letter

You need a self-service general records request letter you can prepare with truthful facts before you send your paperwork.

See Life Admin Letter Kit

Complete ApprovalPrep Bundle

1 self-service tools included

all active self-service offerings

You need a self-service all active self-service offerings you can prepare with truthful facts before you send your paperwork.

See Complete ApprovalPrep Bundle

Products

Choose the kit that matches the application pressure.

Best starter letter

Letter of Explanation

You need to explain a gap, issue, or special situation in plain words before you apply.

Letter of Explanation product preview

What you get: Prepare a truthful letter that explains what happened and what you are doing next.

  • plain-language letter structure
  • truthful explanation prompts
  • common use cases
  • self-review checklist
Included in this kit
  • credit explanation letter
  • income gap explanation letter
  • employment gap explanation letter
  • address history explanation letter
  • rental issue explanation letter
  • late payment explanation letter
  • bank statement explanation letter
  • life event explanation letter
  • general application explanation letter

$39

Use only true facts.

Best for work and income

Income + Employment Letter Kit

You need to explain work, income, job changes, or employment gaps.

Income + Employment Letter Kit product preview

What you get: Prepare self-service letters that explain your work and income clearly.

  • employment verification letter
  • proof of income letter
  • self-employment income letter
  • job change letter
Included in this kit
  • employment verification letter
  • proof of income letter
  • self-employment income letter
  • job change letter
  • gap in employment letter
  • bank statement explanation letter

$59

Use real work and income facts only.

Best for DIY credit letters

Credit Letter Kit

You want to prepare your own credit letters and follow-up steps.

Credit Letter Kit product preview

What you get: Prepare clear self-service letters for possible credit report errors and related credit questions.

  • credit dispute letter
  • late payment explanation letter
  • goodwill letter
  • pay-for-delete request letter
Included in this kit
  • credit dispute letter
  • late payment explanation letter
  • goodwill letter
  • pay-for-delete request letter
  • debt validation letter
  • credit report error checklist
  • credit bureau follow-up letter

$59

This is self-service only. You send your own letters.

Best for rental applications

Rental Application Kit

You want your rental papers organized before you apply.

Rental Application Kit product preview

What you get: Build a clearer rental packet with letters, checklists, and document prep steps.

  • apartment application checklist
  • rental cover letter
  • rental history explanation
  • income explanation for renters
Included in this kit
  • apartment application checklist
  • rental cover letter
  • rental history explanation
  • income explanation for renters
  • employment verification request
  • proof of income checklist
  • landlord follow-up letter
  • move-in document checklist
  • renter document packet

$129

You prepare and send your own materials.

Best for financing prep

Loan Prep Letter Kit

You need to explain documents before a loan or financing review.

Loan Prep Letter Kit product preview

What you get: Prepare letters and checklists for loan, auto, mortgage, or financing questions.

  • auto loan explanation letter
  • mortgage explanation letter
  • personal loan explanation letter
  • income explanation letter
Included in this kit
  • auto loan explanation letter
  • mortgage explanation letter
  • personal loan explanation letter
  • income explanation letter
  • credit explanation letter
  • bank statement explanation letter
  • loan document checklist
  • lender follow-up letter

$99

Not lending or financial advice.

Best for business funding prep

Business Funding Prep Kit

You need to organize business funding documents and explain business details.

Business Funding Prep Kit product preview

What you get: Prepare self-service letters and checklists for business funding or lender review.

  • business loan explanation letter
  • SBA document checklist
  • business income explanation
  • cash flow explanation
Included in this kit
  • business loan explanation letter
  • SBA document checklist
  • business income explanation
  • cash flow explanation
  • bank statement explanation
  • business address verification
  • use of funds explanation
  • lender follow-up letter

$149

Not legal, tax, accounting, or financial advice.

Best for everyday paperwork

Life Admin Letter Kit

You need simple letters or checklists for everyday paperwork problems.

Life Admin Letter Kit product preview

What you get: Prepare clear letters for address, residency, identity, account, and records questions.

  • address verification letter
  • proof of residency letter
  • name/address explanation
  • identity document checklist
Included in this kit
  • address verification letter
  • proof of residency letter
  • name/address explanation
  • identity document checklist
  • school/employer request letter
  • benefits explanation letter
  • utility/account explanation letter
  • general records request letter

$79

You send your own materials.

How it works

Simple steps. You stay in control.

1

Choose the situation you need to prepare for.

2

Answer plain-language prompts using real facts.

3

Download your PDF and editable DOCX files.

4

Review everything before you send it yourself.

Product / Guide Value

Why ApprovalPrep

Built for application pressure, not vague paperwork advice.

Prompts help you explain real facts clearly without overclaiming.

Each kit gives you letters, checklists, and next steps in one place.

Self-service boundaries are built in: no fake documents, no credit repair, no approval promises.

Use cases

When this can help

You need to explain a credit, income, rental, work, loan, or business funding question in plain words.

You want your packet ready before a landlord, lender, employer, bureau, or office asks for more documents.

You want self-service tools that help you prepare without storing customer documents or contacting anyone for you.

What happens next

You begin here. You finish the next steps.

  1. Choose the letter or packet you need.
  2. Read the simple prompts.
  3. Fill in your truthful details.
  4. Download your letter or checklist.
  5. Review it before you use it.
  6. Send it yourself or include it with your application.
  7. Watch for follow-up questions.
  8. Answer with truthful documents if they ask.

Self-service only

We help you prepare. We do not act for you.

This is a self-service letter tool. You write and send the letter yourself. We do not dispute items for you, contact credit bureaus for you, or promise any result.

  • We do not fix your credit.
  • We do not promise approval.
  • We do not make fake documents.
  • We do not send letters for you.
  • We do not give legal advice.
  • We do not contact anyone for you.
  • We do not store your completed customer documents.

Next step

Get your papers ready before you apply.

Your next step is simple: choose the letter or packet, fill in your truthful details, download it, review it, and send it yourself when you are ready.